Did you know?
  • Diabetes affects an estimated 18.2 million Americans and the number rises each year.
  • Apples are a great source of fiber pectin. One apple has five grams of fiber.
  • Nerve impulses to and from the brain travel as fast as 170 miles (274 km) per hour.
  • During a 24-hour time period, the average human will breathe 23,040 times.
  • Human blood travels 60,000 miles (96,450 km) per day on its journey through the body.
  • The material spread by sneezing can travel 2-3 meters, at a speed of around 150 km/hour, so it's a very efficient way of spreading germs.
  • 45 percent of Americans take at least one prescription medication.
  • The price of prescription drugs has risen 15 percent every year since 1998.
  • Your eyes are composed of more than 2 million working parts.
  • 74 percent of Americans are affected by some type of gum disease or gingivitis.
  • 51 million school hours per year are lost because of dental related illnesses.
  • Someone who is 35 years old has a 50 percent chance of disability for 90 days or more before they turn 65.
  • The most common chronic conditions listed for limitation on working are back disorders.
  • American families with insurance pay a hidden tax of roughly $1,000 for the cost of caring for people without insurance
  • Cardiovascular disease is the leading cause of death in the United States
  • 1 in every 3 deaths is from heart disease and stroke, equal to 2,200 deaths per day.
  • About 90% of Americans eat more sodium than is recommended for a healthy diet.
  • Life Insurance benefits are generally not subject to income tax. These benefits can go directly to your beneficiaries without going through probate.
  • People who tend to drink 3 or more glasses of soda/pop daily have 62% more tooth decay, fillings and tooth loss than others.
  • Cigarette smoking accounts for about 1/3rd of all cancers, including 90% of lung cancer cases.
  • More than 200,000 visits to emergency rooms around the country each year are because of prescription drug abuse.
  • Exercise can decrease ‘stress hormones' like cortisol, and increase endorphins, your body's ‘feel-good’ chemicals, giving your mood a natural boost.
  • New research has shown that dark chocolate is packed with antioxidants and can lower blood pressure.
  • Keep blinking – it washes your eyes in naturally therapeutic tears.
  • Remember 20-20-20. Every 20 minutes, look away from your computer screen & spend 20 seconds looking at something 20 feet away, minimum.

Our Services

What we offer

We offer a wide variety of services to address all of our clients’ needs.

Benefits Consulting

  • Emphasis on health, prescription drugs, dental, vision, life and disability products
  • Review and communication of health care reform changes
  • Annual review of benefit plan options
  • Plan design analysis and cost modeling
  • Development of short and long-term cost strategies
  • Expertise in consumer-driven health care (HSA & HRA) plans
  • Review of alternative funding options
  • Prescription drug program and pharmacy benefit manager selection
  • Quarterly financial results meeting
  • Focus on employee voluntary products

Client Services

  • Dedicated account team of industry experts
  • Extension of human resources department
  • Designated toll-free number for employee inquiries
  • Assistance with eligibility, billing, and claim resolution
  • COBRA administration
  • Flexible Spending Account (FSA) administration
  • HIPAA and other regulatory compliance
  • Web-based technology solutions

Employee Communications

  • Customized annual enrollment packets
  • Easy to understand information
  • Coordinate and conduct employee meetings
  • Creation and distribution of required compliance notices
  • Provide ongoing educational materials
  • Payroll stuffers or benefit announcements
  • Individual employee benefit statements
  • Sponsor corporate health fairs and events

Service Commitment

  • Provide a comprehensive list of standard and optional services
  • Create a service plan document and calendar highlighting plan specifics and priorities
  • Service guarantee endorsed by President